Welcome to Watercolors! A Premier 55+ Gated Community. Discover comfort, convenience, and community in this charming 3-bedroom, 2-bath home featuring an inviting open floor plan, soaring ceilings, and abundant natural light. The open living room boasts a cozy fireplace and allows a seamless transition to a private patio, blending indoor and outdoor living beautifully. Shutters throughout the home provide sytle as well as privacy. The primary suite is a peaceful retreat with an en-suite bathroom, double vanities, and an oversized walk-in closet. The third bedroom is used as a den and the double doors are in the garage. A two-car attached garage provides ample storage and direct home access. Home can be partially furnished as per the inventory list or seller will remove all furnishings if buyer requests.Buyers will appreciate the opportunity to choose new flooring and paint colors, as the seller will update or offer a credit at closing, allowing you to personalize the space and restore that ''new home'' feel. Watercolors offers resort-style amenities including a heated pool, spa, and clubhouse, all nestled in a prime location near shopping, dining, golf courses, and entertainment. The HOA includes internet and cable TV.Watercolors is a income-restricted program housing project through the La Quinta Housing Authority. Buyer must occupy as a primary residence, no rentals, investors, or cash purchases allowed. A silent second loan of $80,000 from the City of La Quinta (no monthly payments or repayment required) Low down payments offer the opportunity to own your home as you head into retirement. The purchase price of $310,000 + $80,000 = $390,000. This is a moderate Income plan and the limits are shown in the attached documents. This is the best value in the community allowing you to build equity and have low monthly payments.Don't miss this rare opportunity to join a welcoming 55+ community in the heart of La Quinta.